Where is your crypto…
actually stored?
On your phone? A hardware wallet in a drawer? A paper backup somewhere? An exchange account? Locked inside a smart contract you set up years ago? You know. Your partner probably doesn't.
Crypto is not lost when you die. It's lost when nobody knows where you kept it.
- Never asks for passwords
- Never takes custody
- You stay in control
Could your partner recover everything?
I've been buying Bitcoin since 2017. My girlfriend wouldn't know where to start.
My Ledger is in the safe. The seed phrase isn't. And nobody knows what a seed phrase is.
Coinbase, Kraken, MetaMask, a cold wallet, some ETH staked, an old Trezor. Even I lose track.
The problem is not inheritance.
The problem is recovery.
Crypto doesn't live in one place. That's the whole problem.
For a newcomer — or a partner who never bought a coin — the map is invisible. We know every location, every clue, every recovery path.
On the smartphone
MetaMask, Trust Wallet, Rainbow, Phantom — tucked inside an app your partner has never opened.
On a hardware wallet
A Ledger or Trezor in a drawer is useless without knowing which coins it holds and where the seed lives.
On a paper wallet
A slip of paper in a safe or notebook. Easy to overlook. Easier to mistake for a note.
On an exchange
Coinbase, Kraken, Bitvavo, Binance. Each with its own login, 2FA device, and inheritance procedure.
Inside a smart contract
Staked ETH, DeFi positions, LP tokens, vesting contracts, multisigs. Real value — invisible without context.
Somewhere you've forgotten
An old exchange. A test wallet from 2018. An airdrop you claimed once. Recovery starts by finding it.
Understanding where your crypto lives — and how to reach it — is our expertise. Not yours to explain from a hospital bed.
Why people do nothing
The moment it matters is exactly the moment you can no longer act.
Knowing something exists is not the same as being able to reach it.
Nine out of ten people never do. And the list keeps growing.
That's precisely why REFIAT never asks for keys, passwords or custody.
Four calm, deliberate steps
- 01
Become a member
You register in minutes. No sensitive data required.
- 02
Receive your Membership Card
A discreet physical card your family can find when needed.
- 03
Your family contacts REFIAT
One number. One name. When they don't know what to do next.
- 04
We guide, step by step
Our specialists walk your family through the entire recovery process.
What we will never ask for.
- Seed phrases
- Passwords
- Private keys
- Custody of your assets
- Access to your money
The Recovery Room
Every recovery takes place in a secure, professional environment. Exactly like visiting a notary.
- Camera recording
- Witness seating
- Privacy
- Documentation
Choose your level of peace of mind.
Limited to the first 1,000 members
- Founding Member Card
- Priority support
- Member pricing forever
- Digital knowledge base
- Annual reminder
- Everything you need
- Membership card
- Recovery guidance
- Annual review reminder
- Priority scheduling
- Everything in Standard
- Partner included
- Priority emergency handling
- Discount on house visits
- Family planning review
- No subscription
- No priority
- No discounts
- Subject to availability
One card. One number. One name.
Every member receives a discreet physical membership card. Kept with your important documents, it is the one thing your family needs to find.
- Unique member number
- Secure QR for verification
- 24/7 recovery hotline
I hope my family never needs this.
But if they do, I know exactly who to call.
