Our mission

We exist to make one of life's hardest moments a little softer.

REFIAT is a family continuity company. We help families recover access to everything a loved one owned — quietly, professionally, and without ever holding a single asset ourselves.

No custody

We never hold, receive or transfer your assets. Ever.

No investment advice

We do not recommend, sell or manage financial products.

No guarantees

Only careful, professional guidance — clearly explained.

Our people

Notaries. Financial planners. Digital specialists.

A small team, chosen for temperament as much as expertise. When your family calls, they will speak with a person — not a queue.